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	<title>Comments on: Guest author: Scott Fournier on the Nehemiah Down Payment Assistance Program</title>
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	<link>http://www.locomusings.com/2008/04/12/guest-author-scott-fournier-on-the-nehemiah-down-payment-assistance-program/</link>
	<description>All about life and real estate in Loudoun County...</description>
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		<title>By: Mike</title>
		<link>http://www.locomusings.com/2008/04/12/guest-author-scott-fournier-on-the-nehemiah-down-payment-assistance-program/comment-page-1/#comment-3036</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Sat, 25 Jul 2009 01:42:50 +0000</pubDate>
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		<description>I understand how these programs work, but I acnnot imagine approaching the seller to &quot;donate&quot; $10-20K to a not-for-profit, especially in this economy. What incentive is there to the seller?</description>
		<content:encoded><![CDATA[<p>I understand how these programs work, but I acnnot imagine approaching the seller to &#8220;donate&#8221; $10-20K to a not-for-profit, especially in this economy. What incentive is there to the seller?</p>
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		<title>By: Ameridream and Nehemiah Programs May Be Eliminated &#171; LoCo Real Estate Musings</title>
		<link>http://www.locomusings.com/2008/04/12/guest-author-scott-fournier-on-the-nehemiah-down-payment-assistance-program/comment-page-1/#comment-31</link>
		<dc:creator>Ameridream and Nehemiah Programs May Be Eliminated &#171; LoCo Real Estate Musings</dc:creator>
		<pubDate>Tue, 19 Aug 2008 16:01:13 +0000</pubDate>
		<guid isPermaLink="false">http://heatherelias.wordpress.com/?p=80#comment-31</guid>
		<description>[...] Nehemiah and Ameridream Downpayment Assistance Programs [...]</description>
		<content:encoded><![CDATA[<p>[...] Nehemiah and Ameridream Downpayment Assistance Programs [...]</p>
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		<title>By: Heather Elias</title>
		<link>http://www.locomusings.com/2008/04/12/guest-author-scott-fournier-on-the-nehemiah-down-payment-assistance-program/comment-page-1/#comment-30</link>
		<dc:creator>Heather Elias</dc:creator>
		<pubDate>Tue, 01 Jul 2008 01:57:52 +0000</pubDate>
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		<description>Patti,
Thanks for the heads up on that, I will verify. Do you prefer Ameridream over Nehemiah? I&#039;d love to hear your thoughts on the differences between the two programs.

Thanks for stopping by and commenting!

Sincerely,
Heather</description>
		<content:encoded><![CDATA[<p>Patti,<br />
Thanks for the heads up on that, I will verify. Do you prefer Ameridream over Nehemiah? I&#8217;d love to hear your thoughts on the differences between the two programs.</p>
<p>Thanks for stopping by and commenting!</p>
<p>Sincerely,<br />
Heather</p>
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		<title>By: Patti Shawgo</title>
		<link>http://www.locomusings.com/2008/04/12/guest-author-scott-fournier-on-the-nehemiah-down-payment-assistance-program/comment-page-1/#comment-29</link>
		<dc:creator>Patti Shawgo</dc:creator>
		<pubDate>Tue, 01 Jul 2008 01:49:41 +0000</pubDate>
		<guid isPermaLink="false">http://heatherelias.wordpress.com/?p=80#comment-29</guid>
		<description>I believe you are mistaken about the fee for Ameridream.  I use ameridream all the time, their fee is $500.</description>
		<content:encoded><![CDATA[<p>I believe you are mistaken about the fee for Ameridream.  I use ameridream all the time, their fee is $500.</p>
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		<title>By: heatherelias</title>
		<link>http://www.locomusings.com/2008/04/12/guest-author-scott-fournier-on-the-nehemiah-down-payment-assistance-program/comment-page-1/#comment-27</link>
		<dc:creator>heatherelias</dc:creator>
		<pubDate>Fri, 25 Apr 2008 12:50:33 +0000</pubDate>
		<guid isPermaLink="false">http://heatherelias.wordpress.com/?p=80#comment-27</guid>
		<description>Hi Clay! Thanks for visiting the site and for your comment...I put your questions to Scott, and here is his answer--one of these days he&#039;ll figure out how to log in and answer himself ;)

Scott writes:
Yes, yes, yes… the joys of capitalism spread far and wide… however, remember and consider this:  for everything good there is a cost… a cost for freedom, a cost for rights… and yes, a cost for the DAP programs.  From my point of view, I’d rather give $499 to Nehemiah who paid to fight the legal battle and insure this ability for FHA buyers; when all other programs were disavowed, Nehemiah spear-headed this issue and won.  For that reason alone, I’d give them the business in addition to the fact that their price without negotiation is already better than the other non-profit’s.

Ever worked hard to get a builder’s business or a specific listing… completing all the research and demographics, then had someone else offer to work for cut commissions once the builder subdivision was rolling along or the seller was confortable to sell?  Who deserves the right to that business?  Shouldn’t we justify those who pay the cost… by paying their cost :^)

Just a thought
Scott</description>
		<content:encoded><![CDATA[<p>Hi Clay! Thanks for visiting the site and for your comment&#8230;I put your questions to Scott, and here is his answer&#8211;one of these days he&#8217;ll figure out how to log in and answer himself <img src='http://www.locomusings.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Scott writes:<br />
Yes, yes, yes… the joys of capitalism spread far and wide… however, remember and consider this:  for everything good there is a cost… a cost for freedom, a cost for rights… and yes, a cost for the DAP programs.  From my point of view, I’d rather give $499 to Nehemiah who paid to fight the legal battle and insure this ability for FHA buyers; when all other programs were disavowed, Nehemiah spear-headed this issue and won.  For that reason alone, I’d give them the business in addition to the fact that their price without negotiation is already better than the other non-profit’s.</p>
<p>Ever worked hard to get a builder’s business or a specific listing… completing all the research and demographics, then had someone else offer to work for cut commissions once the builder subdivision was rolling along or the seller was confortable to sell?  Who deserves the right to that business?  Shouldn’t we justify those who pay the cost… by paying their cost :^)</p>
<p>Just a thought<br />
Scott</p>
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