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Need Down Payment Assistance in VA?
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We just met with our friends at Atlantic Coast Mortgage this morning and have a great first time home buyer program to share. The Virginia Housing Development Authority (VHDA) is once again offering a pool of money to assist with down payments. Available on a first come first served basis, last year’s fund had approximately…
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Mortgage Financing 101
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LoCo kids are back in school and our seniors are having to jockey around class schedules for the second semester. When we were discussing elective choices the options were weightlifting, guitar, and underwater basket weaving (not really but you get the idea). Those sounded appealing when I was a senior, but as parents Heather and…
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LoCo Market Update: Whatcha Waiting For?
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Don’t be distracted by the gnarly old tree, this is a picture of a fence. They are uncomfortable to sit on and people tend to be on one side or the other. It sure seems like this is where all the buyers are right now and it’s kinda tough to understand. Let’s take a look……
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How to DIY Your Dream Home
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There are a ton of shows on HGTV right now about people buying a fixer upper and turning it into their dream home. Admittedly Heather and I love watching them, partly because we talk about doing it ourselves but mostly because it’s cool to see the transformation. The Realtor in me wondered how these folks are paying for…
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Changes Coming for FHA Loans
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Our good friend Scott Fournier, of Integrity Home Mortgage Corporation, sent over some news that I thought you might find helpful for your home shopping this spring: The U.S. Department of Housing and Urban Development put out a report detailing upcoming changes to FHA mortgage interest premiums (click here to see the pdf from HUD).…
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LoCoMusings’ Top Posts for 2011
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I thought it would be interesting to look at which LoCoMusings posts had the highest readership last year, to see what news and issues resonated the most with you, my loyal readers. Here’s what I found…. 1. Cole Farm Barn Damaged, Work Stopped By far, the most popular post of the year was the March…
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New HARP Refi Rules Announced Monday
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While I view myself as a reliable source of information for all things real estate, I know I need to leave the mortgage and lending end of this business to the experts. Dan Green over at The Mortgage Reports is one of the most highly respected lenders out there. His post yesterday explains the new…
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Getting off the horse before she bucks you…
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If you follow along on my Facebook page, you would have seen the link to this article there, but I thought it merited some discussion here on Musings. Dan Green, who authors The Mortgage Reports, wrote about how many homeowners are now choosing to refinance from an Adjustable Rate Mortgage (ARM) to a fixed rate,…
About Our Blog
Michael and Heather Elias are full time real estate professionals and licensed REALTORS at Century 21 Redwood Realty. They sincerely hope you enjoy reading this blog, and would love the opportunity to work with you.
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